About CBFF-SME

Background, Vision & Why Rwanda

Background & Origins

How CBFF-SME Came to Be

The Cross-Border Finance Forum for SMEs (CBFF-SME) is a consortium initiative bringing together four complementary organisations: Netkigali, Re-bird Belgium, SBPME-UEMOA (Salon des Banques et PME de l'UEMOA), and Congruence Consulting.

The initiative builds on the practical experience of the Salon des Banques et des PME de l'UEMOA (SBPME-UEMOA), a recognized regional initiative focused on connecting banks and SMEs in West Africa. Over time, this forum became a reference platform for SME financing, banking innovation and economic development across the region.

These lessons inspired the creation of a new generation platform designed to move from dialogue to transactions — evolving a successful regional forum into a pan-African platform dedicated to financing and scaling SMEs.

“From dialogue to transactions — a permanent ecosystem connecting SMEs with capital and global markets.”

SBPME-UEMOA — Salon des Banques et PME de l'UEMOA

Historical Partners

The Forum built a leading public-private ecosystem bringing together states, regional institutions, banks and technical partners. Over its editions, the SBPME-UEMOA ecosystem gathered:

Public & Regional Institutions

  • Commission de l'UEMOA
  • CCR UEMOA — Chambre Consulaire Régionale
  • Ministères des États membres de l'UEMOA
  • FAPEBF UEMOA (Fédération des Banques)
  • FAPSFD UEMOA (Fédération des Microfinances)
  • BADEA
  • OAPI
  • Universités et Écoles de Commerce
  • BCEAO — Banque Centrale des États de l'Afrique de l'Ouest
  • BRVM (Bourse)
  • FAGACE
  • BOAD — Banque Ouest Africaine de Développement
  • FSA — Fonds Africain de Solidarité
  • AGF Group — African Guarantee Fund West Africa S.A.
  • AUF — Agence Universitaire de la Francophonie

Banking & Financial Sector

  • BIS — Banque Islamique du Sénégal
  • CBI — Coris Bank International
  • BOA — Bank Of Africa
  • ECOBANK
  • ORABANK
  • VISTA Bank
  • BNDA — Banque Nationale de Développement Agricole
  • BADF — Banque Agricole Du Faso
  • Banque Atlantique
  • WBI — Wendkuni Bank International
  • BDU — Banque De l'Union
  • IB Bank — International Business Bank
  • BCB — Banque Commerciale du Burkina
  • UBA — United Bank for Africa
  • BAO-GB
  • BSIC
  • SUNU Bank
  • COFINA
  • FCPB — Fédération des Caisses Populaires du Burkina
  • Institutions de Microfinance

Private Sector & Associations

  • Chambres Consulaires et Associations de PME de l'UEMOA
  • Partenaires techniques internationaux
  • Opérateurs économiques régionaux
  • ASKY Airlines
  • Air Burkina
  • Air Côte d'Ivoire
  • Air Sénégal
  • Royal Air Maroc

Past Editions

A Proven Track Record

SBPME-UEMOA — Salon des Banques et PME de l'UEMOA

Key Lessons Learned

1. Dialogue alone is insufficient

SMEs require structured financing mechanisms, not just discussion.

2. Trust & information asymmetry

Banks and investors lack reliable SME performance data.

3. Regional integration opens markets

AfCFTA is creating new cross-border opportunities.

4. Matchmaking platforms are essential

Structured environments connecting SMEs to capital are critical.

Panel discussion at SBPME-UEMOA

Strategic Vision & Objectives

Long-Term Vision

The long-term vision of CBFF-SME is to establish a permanent ecosystem that connects SMEs with capital, markets, and strategic partners. The initiative aims to position Kigali as a continental hub for SME financing structuring and investment matchmaking.

1

Mobilize Capital

Connect SMEs with banks, investors, and development finance institutions across Africa.

2

Reduce Investment Risk

Through certification, digital trust infrastructure, and alternative data sources.

3

Promote Economic Integration

Support cross-border trade under the AfCFTA framework across the continent.

4

Accelerate Market Access

Connect African producers with international buyers and markets globally.

Pilot Launch

Why Rwanda?

Rwanda offers one of the most favorable environments in Africa to launch this initiative. A pan-African model country and thriving technology hub, Rwanda provides the ideal ecosystem for connecting African SMEs to global capital and markets. The CBFF-SME 2026 Forum is held under the auspices of MINICOM — the Ministry of Trade and Industry of Rwanda — whose mandate is to position Rwanda as a continental hub for investment and private sector development.

Kigali, Rwanda

Kigali, Rwanda

Africa's innovation capital

Pro-Business Regulatory Framework

Highly efficient environment supporting private sector growth with transparent governance structures.

Digital Infrastructure

Advanced mobile money ecosystem and digital connectivity enabling seamless financial transactions.

KIFC Hub

Kigali International Financial Centre positions Rwanda as a premier regional financial platform.

Government Commitment

Strong public sector support for private sector development and international investment attraction.

Pan-African Model Country

Rwanda is recognized across the continent as a model for governance, innovation, and inclusive economic development — an ideal facilitator for pan-African initiatives and investment dialogue.

Startup & Technology Hub

A thriving startup ecosystem with excellence sectors in agritech, fintech, health tech, and tourism — making Kigali a magnet for SMEs seeking innovation partnerships and cross-sector growth.

Expected Impact

~30 SMEs/year
High-potential enterprises prepared per pilot cohort
$30–80M/year
Financing mobilized annually through CBFF platform
$250–500M / 5 years
Projected financing for 150+ SMEs over five years

Discover the six integrated pillars that power the CBFF-SME ecosystem

Meet the Speakers →